Budgeter.ai pricing
How much does Budgeter.ai cost?
Prices in USD. Yearly plans are billed once a year in advance.
Small Business
Founder-led companies with one entity
billed $888 yearly
billed monthly
For owner-led companies that want a real budget, cash runway and monthly variance review.
- 2 integrations: QuickBooks Online or Xero plus one of Stripe, bank feed or Google Sheets
- AI CFO chat, 100 questions per month (15 per day)
- 5 saved scenarios per month
- Annual budget built from 12 to 24 months of actuals, by category and month
- 13-week and 12-month cash flow forecast, updated on each sync
- Budget vs actual with monthly overspend alerts by email
- 1 entity, 3 editors, unlimited read-only viewers
- Forecast horizon up to 24 months
- PDF and CSV exports
Growth
Scaling startups with a hiring plan
billed $3,588 yearly
billed monthly
For finance teams running monthly closes, department budgets and headcount plans.
- Everything in Small Business
- 6 integrations, adds payroll, CRM, bank, Stripe and Google Sheets
- AI CFO chat, 600 questions per month (60 per day), cut and hiring recommendations
- 25 saved scenarios per month with side-by-side comparison
- Headcount planning with roles, start dates, salaries, benefits load and ramp
- Revenue planning from CRM pipeline and Stripe MRR (new, expansion, churn)
- Spend limits per department and vendor, alerts at 80 and 100 percent
- Board reporting pack and KPI dashboards
- 1 entity, 10 editors, forecast horizon up to 36 months
- PDF, CSV, XLSX and board pack exports
Scale
Multi-entity companies and fractional CFOs
billed $11,988 yearly
billed monthly
For multi-entity companies that consolidate, plan by department and report to a board.
- Everything in Growth
- 15 integrations
- AI CFO chat, 2,500 questions per month (200 per day)
- Unlimited scenarios and driver-based models
- Multi-entity consolidation, up to 5 entities, multi-currency
- Department budgets with owners and approval workflow
- Rolling forecast with automatic reforecast after month close
- Roles and permissions, audit log, 30 editors
- Client workspaces for fractional CFOs, up to 5 companies
- Forecast horizon up to 60 months, every export format
Enterprise
Groups that need SSO, SCIM and an SLA
billed $29,988 yearly
billed monthly
For groups with many entities, large finance teams and heavy AI CFO use.
- Everything in Scale
- Unlimited integrations and up to 25 entities
- SSO (SAML), SCIM user provisioning, custom roles
- AI CFO chat, 8,000 questions per month (600 per day), priority processing
- Unlimited editors and scenarios
- 99.9 percent uptime SLA
- Data retention controls and a DPA
- Invoicing on request after checkout
Secure card checkout with 3D Secure. One subscription per company. Cancel renewal anytime in the billing portal.
Not sure yet? Run the runway calculator on your own numbers first, no account needed.
Billed yearly
$299 /mo
Resets on
Nov 3
Usage counts what you create in the billing month. Deleting a chat or a scenario never gives quota back.
Plan limits side by side
Limits are counted as usage in your billing month. Deleting a scenario or a chat never gives quota back, and everything resets with the next billing month.
Scroll sideways for all columns
| Small Business | Growth | Scale | Enterprise | |
|---|---|---|---|---|
| Integrations | 2 | 6 | 15 | Unlimited |
| Entities | 1 | 1 | 5 | 25 |
| Saved scenarios per month | 5 | 25 | Unlimited | Unlimited |
| AI CFO questions per month | 100 | 600 | 2,500 | 8,000 |
| AI CFO questions per day | 15 | 60 | 200 | 600 |
| Editors | 3 | 10 | 30 | Unlimited |
| Read-only viewers | Unlimited | Unlimited | Unlimited | Unlimited |
| Forecast horizon | 24 months | 36 months | 60 months | 60 months |
| Exports | PDF, CSV | PDF, CSV, XLSX, board pack | All formats | All formats |
| Headcount and revenue planning | No | Yes | Yes | Yes |
| Spend limits and approvals | No | Spend limits | Limits and approvals | Limits and approvals |
| Audit log | No | No | Yes | Yes |
| SSO (SAML) and SCIM | No | No | No | Yes |
| Uptime SLA and DPA | No | No | No | Yes |
Forecasts and scenarios are estimates based on your data and assumptions, not financial, investment, tax or accounting advice.
What the price replaces
A fractional CFO costs 3,000 to 10,000 USD a month. Mid-market FP&A suites hide their price behind a sales call and an implementation project.
Budgeter.ai connects read-only to your books, builds the budget and keeps cash and runway current, so the monthly spreadsheet rebuild goes away. Read how we protect that data on the security page, or see six real use cases. Groups that need SSO and an SLA can compare the Enterprise plan.
Scroll sideways for all columns
| Option | Typical cost per month | Time to first budget |
|---|---|---|
| Budgeter.ai Growth, billed yearly | $299 | Same day |
| Fractional CFO | $3,000 to $10,000 | Weeks |
| Demo-gated FP&A suite | Quote after a sales call | Months of implementation |
| Spreadsheet maintained by the founder | Your evenings | Rebuilt every month |
For the CEO and the board
What finance work costs you today, in your own numbers
You're not buying another dashboard. You're deciding who does the modeling work every month, and what it costs when that work is late or wrong.
Compare spreadsheet hours, a fractional CFO retainer and a Budgeter.ai plan, using only the numbers you type.
Finance work cost calculator
Spreadsheet work per year
$43,200
Fractional CFO per year
$72,000
Budgeter.ai per year
$3,588
Your own inputs, not a promise of savings. Budgeter.ai does the modeling and reporting work; your accountant still closes the books and your advisors still advise.
Billing questions
Can I cancel anytime?
Yes. You turn off renewal in the billing portal inside the app, in two clicks. Your plan stays active until the end of the period you already paid for, and nothing renews after that. There is no cancellation fee and no notice period.
What happens when I upgrade to a higher plan?
The upgrade is charged right away. You pay only the prorated difference between your current plan and the new one for the rest of the billing period, and the higher limits open as soon as that payment goes through. If the payment fails, you stay on your current plan.
How does yearly billing work?
Yearly plans are billed once a year in advance and cost exactly half of twelve monthly payments, for example Growth at $3,588 a year instead of $7,188. Yearly is selected by default on this page. You can switch from monthly to yearly at any time, and the difference is charged immediately.
How do the AI CFO question limits work?
Every plan includes a monthly number of AI CFO questions and a daily cap, shown in the usage meter in the app. Each question you ask counts once, and deleting a chat never returns quota. The count resets with your next billing month. At 80 percent you see a reminder, and at 100 percent you can wait for the reset or upgrade.
Is there a free plan or a trial?
There is no free plan. Anyone can run the runway calculator and see a full 18-month forecast without an account, and after signing up you get one watermarked PDF of that forecast. Budgets from your own books, the AI CFO and saved scenarios are part of the paid plans.
Can I buy Enterprise online?
Yes. Enterprise has a public price of $2,499 a month billed yearly or $4,999 billed monthly, and you check out by card like any other plan. SSO, SCIM and the SLA are set up from the admin settings after purchase. If your finance team needs an invoice, email [email protected] after checkout.
Which currency and payment methods do you accept?
Prices are in US dollars. You pay by card through a secure checkout with 3D Secure. Receipts and invoices are available in the billing portal for your accounting.
What counts as a saved scenario?
A saved scenario is a what if plan you keep, for example four sales hires in January or a 20 percent cut in paid ads. Small Business includes 5 new saved scenarios per month and Growth 25. Scale and Enterprise have no limit. Trying a scenario without saving it does not count.